My dear fellow countrymen,
I am with you again almost after a month. A month is quite a long time. Lots of things keep happening in the world. You all have recently celebrated the festival of Diwali with great fervour and joy. It is these festivals which bring happiness in our daily lives from time to time. Be it poor or rich, people from village or from urban areas, festivals hold a different significance in everyone’s lives. This is my first meeting after Diwali, so I convey my very warm wishes to you all.
Last time we had some general conversation. But then I came to some new realizations after that conversation. Sometimes we think leave it... nothing is going to change, people are indifferent, they will not do anything, our country is like this. From my last conversation in Mann Ki Baat to this one, I would urge you all to change this mindset. Neither is our country is like this nor our people indifferent. Sometimes I feel the Nation is way ahead and the government is lacking behind. And from my personal experience I will say that the governments too needs to change their mindsets. And I say that because I can see tremendous sense of commitment in the Indian youth. They are very eager to do their bit and are just seeking an opportunity where they can do their bit. And they are making efforts at their own end. Last time I had asked them to buy at least one khadi outfit. I had not asked anyone to be Khadidhari, But the feedback I got from Khadi stores was that in a week’s time the sales had jumped up by 125%. In this way, as compared to last year the sales this year is more than double in the week following 2nd Oct. This means, the people of our country is many times more than we think of. I salute all my fellow Indians.
Cleanliness……….. Can anyone imagine that cleanliness will become a such a huge public movement. The expectations are high and they should be so. I can see some good results, cleanliness can now be witnessed in two parts. One is those huge garbage piles which keep lying in the city; well the people in the government will work to remove those. It is a big challenge but you cannot run away from your responsibilities. All state governments and all municipalities will now have to take concrete actions due to the rising public pressure. Media is playing a very positive role in this. But there is the second aspect which gives me immense pleasure, happiness and a sense of satisfaction that the general public has started feeling that leave what happened in the past, now they will not dirty their surroundings. We will not add to the existing dirt. A gentleman Mr Bharat Gupta has sent me a mail on mygov.in from Satna, Madhya Pradesh. He has related his personal experience during his tour of the railways. He said that people eat on trains and usually litter around. He continues to say that he has been touring from the past many years but it is this time around no one was littering, rather they were looking for dustbins to throw their trash. When they could not see any arrangements they collected all their litter in a corner. He says that it was a very gratifying experience for me. I thank Bharat ji for sharing this experience with me.
What I am seeing is that this campaign has had a great influence on kids. Many families mention that now whenever kids eat a chocolate they themselves pick the wrapper and disposes it. I was seeing a message on the social media. Someone had posted a picture with the Title “My hero of the Day”. This picture was that of a little kid who, picks up trash, wherever he goes, even when going to school. He is himself motivated to do this. Just see…people now feel it is their country and they will not make it dirty. We will not add to the existing dirt pile. And those do litter feel ashamed for someone is around to point it out to them. I consider all these to be good omens.
Another thing is that many people come to meet me who are from all the sections of the society. They can be government officers, from film world, sports world, industrialists, scientists ……. All of them, whenever they interact with me, in ten minutes discussion, about four to five minutes the discussion is on social issues. Someone talks about cleanliness, while some others talk about education, while someone talks about social reforms. Some people discuss the ruining of family life. I initially thought if a businessman comes, he will definitely talk of things of his personal interest. But I am seeing a major change.
They talk less about their interest and more about taking on some or the other social responsibility. When I add up all these small incidents I see a larger picture and I realize that we are moving in the right direction. It is true that unhealthy environment leads to diseases and sickness, but where does sickness strike first. It first strikes the poor household. When we work towards cleanliness, we make a major effort in the direction of helping the poor. If the poor families are saved from diseases, then they will be saved from a lot of financial problems. If a person is healthy, then he will work hard, earn for the family and help in running the family smoothly. And so this cleanliness drive is directly related to the health and welfare of my poor brethren. We may not be able to do something to help the poor, but even keeping the environs clean helps the poor in a big way. Let us view it from this perspective; it will be very beneficial.
I receive different kinds of letters. Last time I had mentioned about our specially abled children. Whom God has given some kind of deficiencies; I had expressed my feelings regarding those people. I see that people who work in this field are sending me their success stories. But I came to know about two things from my people in the government. The people from the HRD ministry after hearing my talk, felt the need to do something. And the officers came together to work out an action plan. This is an example of how changes are coming about in governance. One they have decided that those specially abled who want to pursue technical education, a thousand of them who are good will be selected for Special Scholarships, and a plan has been made. I congratulate the officials who could think in those lines. Another important decision is that all the Kendriya Vidyalaya’s and all Central Universities will have a special infrastructure for the specially abled, for example if they can’t climb stairs then there will be provision for ramps to facilitate movement by wheel chair. They need different kinds of toilets. The HRD ministry has decided to allocate an additional Lakh rupees to the Kendriya Vidyalays and Central universities. This fund will be used by these institutions to create infrastructure for the specially abled. This is an auspicious beginning……………these things will lead us to change.
I had the chance to visit Siachin a few days back. I spent Diwali with the Jawans who are ready to lay down their lives for the nation. When the nation was celebrating Diwali I was at Siachin. It is because of them that we were able to celebrate Diwali, so I wanted to be with them. I experienced the difficulties in which they spent their time there. I salute all my Jawans. But I want to share another matter of great pride with you. Our Jawans work in the field of security. In calamities, they risk their lives to save our life. They also fetch medals for us in sporting events. You will be glad to know that these Jawans have won a gold medal in a very prestigious event in Britain called Cambrian Patrol, defeating contestants from 140 nations. I offer these Jawans my heartiest congratulations.
I also got an opportunity to meet, the young and dynamic students, boys and girls over tea who had won medals in Sports. They give me renewed energy. I was seeing their zeal and enthusiasm. The facilities in our country are quite less as compared to other nations, but instead of complaining they were just sharing their joy and excitement. For me, this tea programme for these players was very inspiring, and I felt really good.
I would like to tell you something more and that too from my heart. I truly believe that people of my country trust my words and my intentions. But, today one more time, I want to reiterate my commitment. As far as black money is concerned, my people, please trust your Prime Servant, for me this is the Article of Faith. This is my commitment that the hard-earned money of the poor people stashed abroad, every penny of that should be brought back. The ways and means to be followed can be different. And this is very obvious in a democratic country, but on the basis of as much I understand and as much I know, I assure you that we are on the right track. Today, nobody, neither me, nor the government, nor you, nor even the previous government knew how much money is stashed abroad. Everyone gives estimate calculated in his/her own way. I don’t want to get lost in some such figures and estimates, Its my commitment that, be it 2 rupees, or 5 rupees, or millions or even billions, this is the hard-earned money of the poor people of my country and it has to come back. And I assure you that I will keep trying till the end. No efforts will be spared. I want your blessings to be always with me. I assure you that I will do whatever and whenever something is required to be done for you. I give my commitment to you.
I have received a letter. It has been sent by Sri Abhishek Pareekh. The same sentiments were expressed to me by many mothers and sisters when I was not even the Prime Minister. Some doctor friends had also expressed their concern and I too have expressed my views on this issue a number of times in the past. Mr. Parikh has drawn my attention towards the increase of drug addiction that is fast catching up with our young generation. He has asked me to discuss this topic in “Mann ki Baat.” I agree with his concern and I will definitely include this topic, in my next edition of Mann Ki Baat. I will discuss the topic of drugs, drug addiction and drug mafia and how they are a threat to our country’s youth. If you have some experience, any information in this regard, if you have ever rescued any child from this drug addiction, if you know of any ways and means to help, if any government official has played a good role, if you give me any such information, I will convey such efforts to the public and together we will try to create an environment in each family that no child ever thinks of choosing this vice out of sheer frustration. I will definitely discuss this in detail in the next edition.
I know I am choosing those topics which put the government in the dock. But how long will we keep these things hiding? How long will we brush these important concerns under the carpet? Some day or the other we need to take a call, follow our instincts and for grand intentions tough calls are equally important. I am mustering the courage to do so because your love inspires me to do so. And I will continue to do such things because of your love.
Some people told me “ Modi ji you asked us to send you suggestions on Facebook, twitter or email. But a large section of the social class does not have access to these facilities, so what can they do. Your point is very valid. Everyone does not have this facility. Well then, if you have something to say related to Mann Ki Baat, that you hear on the radio even in the villages then do write into me on the following address
Mann Ki Baat
Akashvani
Sansad Marg
New Delhi.
Even if you send some suggestions through letters they will definitely reach me. And I will take them seriously as active citizens are the biggest asset for development. You write one letter, it indicates that you are very active. When you give your opinion, it means that you are concerned with national issues and this is strength of the nation. I welcome you.
For my Mann Ki Baat, your mann ki baat sould also reach me. Maybe you will definitely write a letter. I will try and interact with you again next month. I will try, that whenever I talk, it is Sunday, around 11 am. So I am getting closer to you.
The weather is changing. Winters are slowly setting in. This is a good month for health. Some find it a good season for eating. Some find it good for wearing nice clothes. Besides food and clothes it is a good season for health. Don’t let it go waste. Make the most of it.
Thank You.
(The original speech was in Hindi, this is the English rendering. Original speech remains the authoritative version)
Prime Minister of Bhutan and my younger brother, Deputy Prime Minister of Fiji, Bharat's Minister of Cooperation Amit Shah, President of the International Cooperative Alliance, representatives of the United Nations, all associates connected to the Cooperative World gathered here from across the globe, ladies and gentlemen,
As I welcome you all today, I do so not alone, and indeed, I cannot do it alone. On behalf of millions of farmers in Bharat, millions of livestock rearers, Bharat's fishermen, over 8 lakhs cooperative institutions, 10 crore women associated with self-help groups, and the youth of Bharat who are connecting cooperatives with technology, I welcome you to Bharat.
For the first time, the Global Conference of the International Cooperative Alliance is being held in Bharat. At present, we are giving a new dimension to the cooperative movement in Bharat. I am confident that through this conference, we will gain essential insights for Bharat's future cooperative journey, and at the same time, Bharat’s experiences will provide the global cooperative movement with new tools and new spirit for the 21st century. I also extend my heartfelt congratulations to the United Nations for declaring 2025 as the International Year of Cooperatives.
Friends,
Cooperatives are a model for the world, but for Bharat, they are the foundation of our culture and a way of life. Our Vedas say, सं गच्छध्वं सं वदध्वं — that is, let us walk together, let us speak in harmony. Our Upanishads state, सर्वे संतु सुखिन: — may everyone be happy. Even in our prayers, coexistence has been a central theme. ‘Sangh’ (Unity) and ‘Sah’ (Cooperation) are the fundamental elements of Indian life. This is also the basis of our family system. And it is precisely this essence that lies at the core of cooperatives. Indian civilization has flourished with this spirit of cooperation.
Friends,
Our freedom movement was also inspired by cooperatives. They not only contributed to economic empowerment but also provided a collective platform for freedom fighters. Mahatma Gandhi's concept of Gram Swaraj (village self-rule) infused new energy into community participation. He initiated a new movement in areas like khadi and village industries through cooperatives. Today, khadi and village industries, supported by our cooperatives, have surpassed even some of the biggest brands. During the same period, Sardar Patel united farmers and gave a new direction to the freedom movement through milk cooperatives. Born out of the freedom revolution, Amul is today one of the top global food brands. We can say that cooperatives have journeyed from ideas to movements, from movements to revolutions, and from revolutions to empowerment in Bharat.
Friends,
Today, we are combining the power of the government and cooperatives to make Bharat a developed nation. We are following the mantra of ‘Sahkar Se Samriddhi’ (prosperity through cooperation). Bharat today has over 8 lakhs cooperative societies, meaning that one out of every four cooperatives in the world is in Bharat. Not only in numbers but also in scope, these cooperatives are vast and diverse. Around 98% of rural Bharat is covered by cooperatives. Approximately 300 million people—one out of every five in the world and one out of every five Indians—are associated with the cooperative sector. Cooperatives play a significant role in sectors such as sugar, fertilizers, fisheries, and milk production.
Over the decades, Bharat has also seen significant growth in urban cooperative banking and housing cooperatives. Today, there are nearly 200,000 housing cooperative societies in Bharat. In recent years, we have strengthened the cooperative banking sector through reforms. Today, cooperative banks across the country hold deposits worth 12 lakh crore rupees (12 trillion rupees). To further strengthen and build trust in these banks, our government has brought about several reforms. Earlier, these banks were outside the purview of the Reserve Bank of India (RBI), but now they have been brought under the RBI's ambit. We have also increased the insurance coverage on deposits in these banks to 5 lakh rupees per depositor. Digital banking has been expanded in cooperative banks. These efforts have made Bharat’s cooperative banks more competitive and transparent than ever before.
Friends,
Bharat envisions a significant role for cooperatives in its future growth. Therefore, in recent years, we have worked to transform the entire cooperative ecosystem. Bharat has undertaken numerous reforms in this sector. Our goal is to make cooperative societies multipurpose. To achieve this, the Government of Bharat has established a separate Ministry of Cooperation. New model bylaws have been introduced to make these societies multipurpose. We have integrated cooperative societies with an IT-enabled ecosystem and connected them with district and state-level cooperative banking institutions. Today, these societies are running local solution centres for farmers in Bharat. These cooperative societies are operating petrol and diesel retail outlets, managing water systems in many villages, and installing solar panels. Under the Waste to Energy initiative, these cooperative societies are also contributing to the GOBARdhan scheme. Moreover, cooperative societies are now providing digital services in villages as Common Service Centres. Our effort is to strengthen these cooperative societies so that their members can increase their income.
Friends,
We are now forming multipurpose cooperative societies in 200,000 villages that currently lack such organizations. We are expanding cooperatives in both the manufacturing and service sectors. Bharat is working on the world's largest grain storage scheme in the cooperative sector. These cooperatives are executing the plan to build warehouses across the country where farmers can store their crops. This initiative will particularly benefit small farmers.
Friends,
We are organising our small farmers into Farmer Producer Organisations (FPOs). The government is providing necessary financial support to these FPOs of small farmers, and about 9,000 of these FPOs have already started operations. Our aim is to establish a strong supply and value chain for our farm cooperatives, connecting farms to kitchens and markets. To achieve this, we are leveraging modern technology. Through platforms like the Open Network for Digital Commerce (ONDC), we are offering cooperatives a new medium to sell their products. This platform enables cooperatives to deliver products directly to consumers at minimal costs. The digital Government e-Marketplace (GeM) platform created by the government is also proving highly beneficial for cooperative societies.
Friends,
In this century, women's participation will be a major factor in global growth. Societies that provide greater opportunities for women will grow faster. Bharat is currently witnessing an era of Women-Led Development, and we are focusing heavily on this. In the cooperative sector, women play a significant role, constituting more than 60% of the sector. Numerous women-led cooperatives have become a source of strength in this sector.
Friends,
Our effort is to increase women's participation in cooperative management. To this end, we have amended the Multi-State Cooperative Societies Act. It is now mandatory to have women directors on the boards of Multi-State Cooperative Societies. Furthermore, to make societies more inclusive, reservations have been introduced for marginalized sections.
Friends,
You may have also heard about the large movement of self-help groups (SHGs) in Bharat. This is a significant initiative towards Women Empowerment through Women Participation. Today, 10 crore or 100 million women in Bharat are members of self-help groups. Over the past decade, these SHGs have received loans worth 9 lakh crore rupees (9 trillion rupees) at low interest rates from the government. These self-help groups have generated substantial wealth in villages. This can create a model for women empowerment that many countries can emulate.
Friends,
The 21st century is the time to collectively decide the direction of the global cooperative movement. We must think about a collaborative financial model that makes cooperative financing simpler and more transparent. Pooling financial resources is crucial to support smaller and economically weaker cooperatives. Shared financial platforms could fund large projects and provide loans to cooperatives. Our cooperatives can also contribute to improving supply chains through participation in procurement, production, and distribution.
Friends,
There is another topic that requires deliberation: Can we establish large global financial institutions to finance cooperatives worldwide? While the International Cooperative Alliance (ICA) is playing its role effectively, the future demands that we go beyond this. Current global conditions present a significant opportunity for the cooperative movement. We need to make cooperatives the flag-bearers of integrity and mutual respect globally. To achieve this, we must innovate and strategize our policies. Cooperatives should also adopt the principles of the circular economy to become climate-resilient. Additionally, we must explore ways to encourage start-ups within cooperatives. This also needs deliberation.
Friends,
Bharat believes that cooperatives can bring new energy to global cooperation. Particularly for countries in the Global South, where specific growth models are needed, cooperatives can provide critical support. Therefore, we must innovate and create new pathways for international collaboration in cooperatives. I see this conference playing a significant role in achieving that vision.
Friends,
Bharat is one of the fastest-growing economies today. Our goal is not just high GDP growth but ensuring that its benefits reach even the poorest of the poor. It is equally important for the world to view growth through a human-centric perspective. Bharat has always prioritized humanity within the country or globally. It was demonstrated during the COVID-19 crisis when we supported resource-deprived countries, many of which were from the Global South, by sharing medicines and vaccines. While economic logic suggested capitalizing on the situation, however, humanity said that was not the correct way. It guided us to choose the path of service, not profit.
Friends,
The importance of cooperatives lies not just in their structure or legal framework. These elements can build organisations and facilitate growth and expansion, but the true essence of cooperatives is their spirit. This Cooperative Spirit is the lifeblood of the movement, rooted in the culture of cooperation. Mahatma Gandhi believed that the success of cooperatives lies not in their numbers but in the moral development of their members. With morality, decisions will always align with humanity’s best interests. I am confident that we will continue to strengthen this spirit during the International Year of Cooperatives. Once again, I welcome you all and extend my best wishes. Over the next five days, this summit will discuss numerous topics, and I am confident that the outcome will empower and enrich every section of society and every nation, advancing with the cooperative spirit. With this belief, I wish you all the very best.
Thank you.