"PM: The biggest capital of the poor is their integrity"
"PM: Combination of integrity with MUDRA – capital - will be the key to success for small entrepreneurs. पूंजी सफलता की कुंजी"
"प्रधानमंत्री: गरीबों की सबसे बड़ी पूंजी उनका ईमान है"
"प्रधानमंत्री: मुद्रा-पूंजी के साथ ईमान का मेल – छोटे उद्यमियों की सफलता की कुंजी होगा"
The Prime Minister, Shri Narendra Modi, today said that supporting the small entrepreneurs of India is the biggest way to help the Indian economy grow and prosper. He was speaking at the launch of the Pradhan Mantri MUDRA (Micro Units Development and Refinance Agency) Yojana in New Delhi. Stressing the contribution of small entrepreneurs in the economy, the Prime Minister expressed confidence that within a year’s time, the major banks would also adopt the MUDRA model.
The Prime Minister said that in our country, one often experiences that things revolve around mere perceptions, while the details often paint a different picture. Giving the example of the perception that large industries create more employment, he said that a look at the details reveals the reality that only 1 crore 25 lakh people find employment in large industries, whereas small enterprises employ 12 crore people in the country.
The Prime Minister said that while there are a number of facilities provided for the large industries in India, there is a need to focus on these 5 crore 75 lakh self-employed people who use funds of Rs 11 lakh crore, with an average per unit debt of merely Rs 17,000 to employ 12 crore Indians. He said that these facts, when brought to light, led to the vision for MUDRA Bank.
The Prime Minister spoke about his time as the Chief Minister of Gujarat, when he focused on the environment-friendly cottage industry of kite making, which employs lakhs of poor Muslims. He said that he brought a research institute from Chennai on board which discovered that small inputs of skill development were needed in the industry. He said that he felt proud that these small efforts helped the kite-making industry grow from Rs. 35 crore to 500 crores in Gujarat.
The Prime Minister also gave examples of other small businesses that, with a little help, have the potential to grow manifold. He said that the biggest asset of the poor is his / her integrity (imaan). By combining their integrity with capital (MUDRA), it would become the key to their success - पूंजी सफलता की कुंजी. Speaking about women’s self help groups in particular, the Prime Minister said that the kind of honesty and integrity showed by these loan takers is seldom seen in any other sector.
The Prime Minister appreciated the efforts made by the banking sector of India in making Jan Dhan Yojana a success. He said that he envisioned that within a year, banks would queue up to give loans to MUDRA applicants. The Prime Minister also congratulated SIDBI on the silver jubilee of its inception, and appreciated the work done by it in supporting India’s small scale industry in these 25 years.
The Prime Minister said that MUDRA scheme is aimed at “funding the unfunded”. He said that the small entrepreneurs of India are used to exploitation at the hands of money lenders so far, but MUDRA will instil a new confidence in them that the country is ready to support them in their efforts that are contributing so heavily to the task of nation building.
The Prime Minister also spoke about the possibilities of value addition in agriculture. He said that, we must aim at creating a whole network of farmers engaged in value addition at the community level. Brand building, advertising, marketing and financial support, when given to such small entrepreneurs will strengthen the foundation of the Indian economy, he said.
The Prime Minister said that this will not entail any big changes in the existing structures, just a little empathy, a little understanding and a little initiative. He urged the banks to study successful models of microfinance, tailored to the local requirements and cultural contexts, which will be enable us to help the poorest of the poor in a big way.
The Prime Minister said that mere launching of new schemes in not progress. Real success lies in real change on the ground, as was seen in the Jan Dhan Yojana and PAHAL, which had delivered concrete results within limited timeframes, he added. He said that the established financial systems will soon move to the MUDRA-model of functioning, i.e. to support entrepreneurs that give employment to a large number of people using least amount of funds.
The Union Minister of Finance, Shri Arun Jaitley, the Union Minister of State for Finance, Shri Jayant Sinha, and the Governor of Reserve Bank of India, Shri Raghuram Rajan, were present on the occasion.
PM Modi lays the foundation stone of Bageshwar Dham Medical and Science Research Institute
February 23, 2025
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Our temples, our monasteries, our holy places have been centres of worship and resources on one hand and on the other they have also been centres of science and social consciousness: PM
It was our sages who gave us the science of Ayurveda, the science of yoga, which has been acclaimed worldwide today: PM
When the country gave me the opportunity to serve, I made the mantra of 'Sabka Saath, Sabka Vikas' the resolution of the government, and this resolve of 'Sabka Sath, Sabka Vikas' is based on - treatment for all, health for all: PM
The Prime Minister, Shri Narendra Modi laid the foundation stone of Bageshwar Dham Medical and Science Research Institute in Garha village, Chhatarpur district, Madhya Pradesh today. Remarking that it was his good fortune to be back in Bundelkhand for the second time in a short span, Shri Modi said that the spiritual center Bageshwar Dham would soon be a health center too. He added that the Bageshwar Dham Medical and Science Research Institute would be built in an area of 10 acres and a 100 bed facility would be ready in the first phase. He congratulated Shri Dhirendra Shastri for the noble work and extended his greetings to the people of Bundelkhand.
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The Prime Minister remarked that these days there was a class of political leaders who ridiculed religion and were involved in separating people. He added that at times, there was support to such individuals from foreign entities as well to weaken the nation and religion. He further said that the people who abhor Hindu religion have existed since a long time in various forms. The Prime Minister highlighted the persistent attacks on our beliefs, traditions, and temples and remarked that these elements attack our saints, culture, and principles. They target our festivals, customs, and rituals, and even dare to defame the inherently progressive nature of our religion and culture. Shri Modi underscored their agenda to divide our society and break its unity. In this context, he highlighted the efforts of Shri Dhirendra Shastri, who has been raising awareness about the mantra of unity in the country for a long time. Shri Modi announced that Shri Dhirendra Shastri had taken another pledge for the welfare of society and humanity in the form of establishing a cancer institute. Consequently, in Bageshwar Dham, the blessings of devotion, nourishment, and a healthy life will now be available, he added.
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“Our temples, monasteries, and sacred sites have had dual roles as both centers of worship and hubs for scientific and social thought”, said the Prime Minister, remarking that our sages have provided us with the science of Ayurveda and Yoga, which is now globally recognized. He emphasized the belief that service to others and alleviating their suffering is true religion. He highlighted our tradition of serving all living beings with the sentiments of "Nara in Narayan" and "Shiva in all beings." Noting the widespread discussions about the Maha Kumbh, which is nearing completion with crores of people having participated, taken a holy dip, and received blessings from saints, Shri Modi hailed it as a “Maha Kumbh of Unity” and thanked all the sanitation workers and police officers for their dedicated service. He pointed out that amidst the Maha Kumbh, a ‘Netra Maha Kumbh’ was also being held, though it hasn't garnered as much attention, where over two lakh eye check-ups have been conducted, around one and a half lakh people have received free medicine and glasses, and about sixteen thousand patients have been referred to various hospitals for cataract and other surgeries. The Prime Minister acknowledged the numerous health and service-related initiatives taking place during the Maha Kumbh under the guidance of our sages, with thousands of doctors and volunteers participating selflessly. The attendees of the Kumbh have appreciated these efforts, he said.
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The Prime Minister underlined the role of religious institutions in running large hospitals across India. He remarked that many health and science research institutes are managed by religious trusts, providing treatment and service to crores of poor people. He noted that the sacred pilgrimage site of Chitrakoot in Bundelkhand, associated with Lord Rama, was a major center for serving the differently-abled and patients. He also expressed happiness that Bageshwar Dham was adding a new chapter to this glorious tradition by offering blessings of health. He announced that two days later, on Mahashivaratri, there will be a mass wedding ceremony for 251 daughters. The Prime Minister praised Bageshwar Dham for this noble initiative and extended his heartfelt congratulations and blessings to all the newlywed couples and daughters for a beautiful life ahead.
Quoting the scripture, "Shariramadyam Khalu Dharma Sadhanam," emphasizing that our body and health are the primary means for achieving our religion, happiness, and success, the Prime Minister remarked that when the country entrusted him with the opportunity to serve, he made the mantra ‘Sabka Saath, Sabka Vikas’ as the Government's resolution. He highlighted that a major foundation of ‘Sabka Saath, Sabka Vikas’ was ‘Sabka Ilaaj, Sabko Aarogya’ meaning Healthcare for all and underscored the focus on disease prevention at various levels. Acknowledging that toilets had been constructed under the Swachh Bharat Abhiyan, Shri Modi pointed out that the construction of toilets had reduced diseases caused by unhygienic conditions. He cited a study indicating that households with toilets have saved thousands of rupees on medical expenses.
The Prime Minister remarked that before their Government came to power in 2014, the poor in the country feared the cost of treatment more than the illness itself and pointed out that a serious illness in a family would put the entire family in crisis. He shared that he also comes from a poor family and has witnessed such hardships and had resolved to reduce the cost of treatment and save more money for the people. Reiterating his commitment to ensuring that no needy person is left out of Government schemes, Shri Modi emphasized the importance of reducing the burden of medical expenses and highlighted the provision of free treatment for every poor person, up to Rs. 5 lakh, through the Ayushman Card. He urged those who have not to get it made as soon as possible.
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Informing that Ayushman Cards were now being issued for free treatment to elderly individuals above 70 years of age, irrespective of whether the family is poor, middle-class, or wealthy, Shri Modi said these cards can be obtained online without any cost and urged that no one should pay for the Ayushman Card and asked people to report if someone demands money. The Prime Minister remarked that many treatments do not require hospital admission, as prescribed medicines can be taken at home. To reduce the cost of medicines, over 14,000 Jan Aushadhi Centers have been opened across the country, providing affordable medicines, he added. He also pointed out that kidney disease is another significant health issue requiring continuous dialysis and over 1,500 dialysis centers have been opened in more than 700 districts, offering free dialysis services. The Prime Minister urged everyone to spread awareness about these Government schemes among their acquaintances and ensure no one misses out on the benefits.
“Cancer has become a significant issue everywhere; the Government, society, and saints are all united in the fight against cancer”, highlighted Shri Modi. He remarked on the difficulties faced by villagers when someone is diagnosed with cancer. He highlighted the lack of early detection and the tendency to rely on home remedies for fever and pain, resulting in late diagnosis when the situation worsens. The Prime Minister noted the fear and confusion that grips families upon hearing the diagnosis of cancer, with many only knowing about treatment centers in Delhi and Mumbai. He emphasized the Government's efforts to address these challenges, including several announcements in this year's budget to combat cancer. He added that he was committed to making cancer medications more affordable and announced the opening of cancer daycare centers in every district over the next three years. These centers will provide both diagnostic and respite care services. Shri Modi also highlighted the opening of cancer clinics in district hospitals and medical centers in local neighborhoods to ensure easier access to treatment.
Emphasising the importance of being cautious and aware to protect against cancer, the Prime Minister remarked that early detection is crucial, as cancer becomes harder to combat once it spreads. He highlighted the ongoing campaign to screen all individuals above 30 years of age and urged everyone to participate and avoid negligence. He stressed the need for immediate cancer screening if there is any doubt. Underscoring the importance of accurate information about cancer, stating that it is not a contagious disease and does not spread through touch, Shri Modi pointed out that the risk of cancer increases with the use of bidi, cigarettes, gutka, tobacco, and spices, and advised staying away from these substances. He urged everyone to take care of their body and health and to adopt these precautions diligently to avoid any negligence.
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Stressing his dedication to serving the people, the Prime Minister remarked on his previous visit to Chhatarpur, where he inaugurated and laid the foundation stones for projects worth thousands of crores. He highlighted the inclusion of the Rs. 45,000 crore Ken-Betwa Link Project, which had been pending for decades despite multiple governments and leaders visiting Bundelkhand. Shri Modi noted the persistent water scarcity in the region and questioned whether any previous government had fulfilled its promises. He emphasized that the work commenced only after receiving the people's blessings. He underlined the rapid progress in addressing the drinking water crisis. Under the Jal Jeevan Mission, or the Har Ghar Jal Project, piped water is being supplied to villages across Bundelkhand, he added. He also highlighted the ongoing efforts to alleviate the difficulties faced by farmers and increase their income, stating that the government is working tirelessly day and night.
Emphasizing the importance of empowering women for the prosperity of Bundelkhand, Shri Modi remarked on the introduction of initiatives like Lakhpati Didi and Drone Didi and announced the goal of making 3 crore women Lakhpati Didis. He highlighted that women are being trained to operate drones, which will be used for crop spraying and assisting in agriculture once irrigation water reaches Bundelkhand. The Prime Minister expressed confidence that these efforts will propel Bundelkhand rapidly towards prosperity.
The Prime Minister highlighted the significant use of drone technology in villages under the Swamitva Yojana for accurate land measurement and providing solid land records. He noted the successful implementation of this initiative in Madhya Pradesh, where people are now using these documents to easily obtain loans from banks, which are being utilized for businesses, thereby increasing people's income.
Concluding the address, the Prime Minister emphasized the relentless efforts of the Governments at Center and state in making Bundelkhand achieve new heights of development. He expressed hope that Bundelkhand continues on the path of prosperity and development and extended his best wishes to everyone.
The Governor of Madhya Pradesh, Shri Mangubhai Chhaganbhai Patel, Chief Minister of Madhya Pradesh, Shri Mohan Yadav were present among other dignitaries at the event.
Background
Bageshwar Dham Medical and Science Research Institute in Garha village, Chhatarpur district, Madhya Pradesh is being built to ensure better healthcare services for people from all walks of life. The Cancer hospital worth over Rs 200 crore will offer free treatment to underprivileged cancer patients and will be equipped with state-of-the-art machines and have specialist doctors.
हमारे मंदिर, हमारे मठ, हमारे धाम... ये एक ओर पूजन और साधन के केंद्र रहे हैं तो दूसरी ओर विज्ञान और सामाजिक चेतना के भी केंद्र रहे हैं: PM @narendramodi